Eligibility and Documentations 

 

You need to meet some basic conditions to be eligible for a Personal Loan and Business Loans. Following are the general Loan eligibility factors:

Documentation : Documents required for Personal Loan.
 

Photo Identity Proof : Voter ID / Passport /Driving License / Aadhaar Card or Any other Govt Photo Id.

Income Proof : Bank statements for the last six months, Salary Slips for last 3 months, Rent Income Proof.

Address Proof : Any Govt. Id/ Electricity Bill / Passport.

Employment Certificate : A certificate stating one year of continuous employment.

ITR of the last 2/3 years along with all relevant Annexures.

Sanction letter of any existing banking facility.

A Letter from bank for signature verification.

Documentation : Documents required for Business Loan. 
 

Photo Identity Proof : Voter ID / Passport /Driving License / Aadhaar Card or Any Other Govt. Photo Id.
Profile of the Firm / Company and Promoters.
Bank Statement for the last 6 months.
Audited Financial Statement of the last 3 years along with the schedules, notes to accounts and Audit Report.

ITR of the last 3 years along with all relevant Annexures.
Sanction letter of any existing banking facility.
Proof of Address & signature(Valid driving license, Leave & License Agreement, Register sale deed or sale agreement).
Proof of Address of the firm: Latest Telephone Bill / Electricity Bill / Bank Statement / Leave and licence agreement (Any One).
Certificate of Registration of Firm (if registered) / Partnership Deed.
MSME Registration, if applicable.
GST returns for 06 months & GST Registration.
Property paper including Title Deed, Completion Certificate, Occupancy Certificate, Tax Receipt, Sanction Plan, etc.

Any other document / information as required on a case to case basis.